Engineering & Infrastructure
Protecting Capital Projects and
Long-Term Infrastructure Assets.
Advocate provides risk advisory, insurance placement, and claims advocacy for construction contractors, project owners, developers, and operators of major engineering and infrastructure assets.
Sector Overview
Bespoke Coverage for Capital-Intensive Projects.
Large-scale construction and infrastructure projects carry a risk profile that evolves continuously — from design and procurement through construction, commissioning, and long-term operation. Each phase introduces distinct exposures, and insurance programmes that don't account for that lifecycle leave gaps that can prove costly when losses arise.
Advocate's engineering and infrastructure practice works with project owners, developers, EPC contractors, and financiers to structure insurance programmes aligned with the risk profile of each specific project. We bring technical understanding of construction and engineering risk to the market placement process — engaging underwriters who have genuine appetite for complex project risks and who can offer terms that hold up under scrutiny at claims time.
Our involvement includes advising on contractual insurance requirements, structuring programmes that satisfy lender requirements, managing the transition from construction to operational coverage, and providing active claims support when incidents occur — at any stage of the project lifecycle.
Risk Profile
Understanding the Engineering Risk Landscape.
Sector Challenges
Complex multi-stakeholder project structures, long construction and commissioning timelines, demanding contractual liability obligations, natural peril exposure, and significant third-party property and bodily injury risk.
Risk Environment
Construction all risks (CAR), erection all risks (EAR), delay in start-up, contractors' plant and equipment, professional indemnity, public liability, and environmental impairment liability.
Advocate Approach
Bespoke programme structuring for project-specific risk profiles, including delay in start-up and post-completion operational coverage, with active claims support throughout the full project and operational lifecycle.
Market Capability
Access to specialist construction and engineering underwriters, project finance-compliant programme design, and transition support to long-term operational asset coverage as projects move into service.
Coverage Capabilities
Structured Solutions Across the Project Lifecycle.
From construction commencement through commissioning to long-term operational insurance, we structure programmes that evolve with your project and remain fit for purpose at every stage.
Construction All Risks
Comprehensive CAR coverage for civil engineering and building construction projects, including third-party liability and existing structure protection.
Erection All Risks
EAR programmes for mechanical, electrical, and plant erection projects, covering the full period from commencement through testing and commissioning.
Delay in Start-Up
Business interruption and advance loss of profits coverage protecting project sponsors from revenue loss when commissioning is delayed by an insured event.
Wrap-Up & Liability
Owner-controlled and contractor-controlled wrap-up liability programmes providing unified third-party coverage across complex multi-contractor project structures.
Get In Touch
Discuss Your Engineering & Infrastructure Risk Exposure.
Complete the form below and a member of our team will contact you to discuss your requirements and next steps.